Our Team
At Modern Wealth, we all come from different backgrounds—that much is true.
But we’re joined together through our shared desire to guide you safely through whatever changes life brings your way.

Jennifer Lee, AWMA®, AIF®
Wealth Advisor | 941-251-0510 | jennifer@modern-wealth.com
Jennifer grew up in the world of financial advising by going on appointments with her father and to his office on weekends. Watching how he served his clients, she gained
... a solid understanding of the work ethic and values of a dedicated financial advisor. Today as Founding Partner of Modern-Wealth, Jennifer directs her financial acuity to helping those who are in financial transition - whether divorcing, recently widowed, buying or selling a business, retiring, inheriting assets or merging families after remarriage. Her goal is to be a trusted advisor who provides independent analysis, develops strategy, and walks clients through the process of understanding their financial lives.
Working collaboratively with clients and their other advisors, Jennifer and her team help clients cut through the noise and make sound financial decisions.
Originally from Maryland, Jennifer brings a wealth of experience to her work. Jennifer founded Modern-Wealth in Maryland 21 years ago, relocating to Lakewood Ranch in 2012. Since transitioning her practice into Florida, Jennifer has been involved various community programs (i.e. Manatee Memorial Women's Action Committee, Chamber of Commerce, S.W.A.T.). She loves the area's arts and culture and it's gorgeous beaches as well as cooking, entertaining, and making jewelry in her down time. She also delights in one of the perks of her job - throwing the occasional "Retirement" or "Independence Day" party for clients.
Her most recent endeavor; Jennifer wrote a book entitled “Squeeze The Juice.” This easy to read, easy to understand book acts as a guide mixing her own life experiences, career expertise and through provoking passages that encourage you to be your best self.

Linda Parisi
COO | 941-251-0510 | linda@modern-wealth.com
Like many, my life has been shaped by my family. I grew up as the second-oldest in a house of 8 girls. As a result, nurturing others became second nature to me.
The urge to care for others remains an integral aspect of my personality; when my children describe me, they describe me as someone who is never satisfied until everyone is taken care of, regardless of who or what the issue may be.
That’s not a mindset reserved strictly for my friends and family, either—it’s the mindset that influences my approach with clients. Behind every client lies a person, an individual with needs and concerns that don’t just disappear when they walk into my office.
The move to Florida and Modern-Wealth several years ago have been unexpectedly rewarding and fulfilling in so many ways. Having worked for banks for nearly 40 years this new environment has allowed me to enjoy the warmer weather, spend more time with my family, and discover the thrill of a new city. I plan to continue my mission of caring for clients; providing them with a portfolio of professional services and strategies fashioned to provide them with comfort and financial independence.

Susan Keeler
Life & Health Insurance Advisor | 941-251-0510 | susan@modern-wealth.com
As a young child, Susan saw the value of being prepared for loss. Her parents knew to be prepared for the unexpected and the cost of a potentially single-parent home.
... They also prepared for their four children to have permanent life insurance as adults.
For over 20 years, Susan has worked with individuals, families and companies to determine their specific needs to be prepared in the event of an illness, accident or loss. She specializes in the senior market by helping those planning for retirement or becoming eligible for Medicare.
Before joining Modern-Wealth, she co-partnered a life and health agency in North Carolina. Since relocating to Florida, she has become passionate about helping others through her community service projects, which include working through The Manatee Exchange Club, Big Brothers/Big Sisters and as a Goodwill Ambassador.
She and her husband live in Parrish. He golfs, while she swims. Together they enjoy the beach and love to host dinner parties for friends and neighbors.

Heidi Harris
Life & Health Insurance Advisor | 941-251-0510 | heidi@modern-wealth.com
What defines a passion? In my point of view, it’s something that runs far deeper than a superficial enjoyment. For example: I enjoy travel, music, motorcycles, and (of
... course), dogs —but would I say they’re my passions? Despite my love for them, no. A passion is something capable of filling a person with a sense of true fulfillment, of a deep satisfaction that can’t be found through anything else. Something more meaningful than the feeling of riding free on the open road.
For me, that sense of fulfillment comes from serving others. There’s something about surrounding myself with unique individuals, about finding out their values and helping them achieve their goals that gives me a sense of purpose like nothing else. I suppose you could say that my true passion in life really boils down to forging authentic and genuine connections with those around me. It’s what led me to enter the world of insurance, and now, it’s what has enabled me to take the next big step in my career.
I am thrilled to announce that I have joined Modern Wealth as an insurance advisor in Maryland, as well as other states as needed. This is an amazing opportunity, and I am ecstatic at the ability to work with an independent firm that provides such a wide extent of valuable resources. Many of you are already familiar with Jennifer Lee, the founder of Modern Wealth; I will be working in partnership with her and her team to apply my passion to the insurance and financial needs of young families, business owners, and pre-retirees.
Knowing your passions is one thing—getting the chance to follow them is another entirely. I am incredibly grateful for the possibilities this new career pathway opens, and I look forward to making the most of it with all of you.

Chel Cartmill
Life & Health Insurance Advisor | 941-251-0510 | chel@chelcartmill.com
From the outside, my family looked like they had it all: my husband and I had been in a committed marriage for twelve years, we had two sons who we loved dearly
... and cared for—if you had asked me at the time, I never would have guessed that divorce was on the horizon. It took me completely by surprise, and devastation doesn’t even begin to describe how I felt when my life came crashing down. I know what it feels like to go through a breakup or divorce because I have been there! I remember the feelings of doubts, insecurities and confusing legal jargon that sent me into a downward spiral. That’s why it is my passion to help others find their own voice, feel like themselves again and build a life they truly enjoy with confidence, peace, joy, and passion. It is possible. I can help you be a strong advocate for yourself and minimize the stress of the divorce process.
Even if you’re not someone challenged by a romantic breakup, but are instead looking for a new career, more training in communication, or ways to bring more confidence into your everyday life—give me a call, and we can create a program that complements your goals and mindset.

Mike Jarmon
Life & Health Insurance Advisor | 443-928-2595 | pcjarmon@att.net
Have you ever felt like there was something missing in your life, that you could achieve so much more if you weren’t being held back by the status quo? You’re not
... alone: I was once in your exact same position. I spent years working for the same company with aspirations of moving up the ranks, but time and time again I saw opportunities pass over me despite me giving my best efforts. At first, it was easy to feel as though this was some personal failure on my part—like I could never be good enough. Over time I realized that, just because my version of success didn’t fit into my company’s definition of success didn’t mean I could never be successful. I was focused, determined, and possessed unique qualities and skills; all I needed to do was learn the right way to demonstrate my value.
As I broke away from traditional expectations to form my own leadership style, I began to come across others who felt the same way I once did, and I realized that I had the opportunity to reach a lot of people and help them discover their unique qualities and define their own version of success just as I had once done. Through my coaching, I want to help others seize opportunities, broaden their reach, and bring more fulfillment into their lives. No matter where you find yourself, I promise we can work together to help you find your own path to success.
Let's Connect
Have you written your love letter? Reach out today, and we can talk about what matters most to you—and how you can protect it.