Our Team

... a solid understanding of the work ethic and values of a dedicated financial advisor. Today as Founding Partner of Modern-Wealth, Jennifer directs her financial acuity to helping those who are in financial transition - whether divorcing, recently widowed, buying or selling a business, retiring, inheriting assets or merging families after remarriage. Her goal is to be a trusted advisor who provides independent analysis, develops strategy, and walks clients through the process of understanding their financial lives.

Working collaboratively with clients and their other advisors, Jennifer and her team help clients cut through the noise and make sound financial decisions.

Originally from Maryland, Jennifer brings a wealth of experience to her work. Jennifer founded Modern-Wealth in Maryland 21 years ago, relocating to Lakewood Ranch in 2012. Since transitioning her practice into Florida, Jennifer has been involved various community programs (i.e. Manatee Memorial Women's Action Committee, Chamber of Commerce, S.W.A.T.). She loves the area's arts and culture and it's gorgeous beaches as well as cooking, entertaining, and making jewelry in her down time. She also delights in one of the perks of her job - throwing the occasional "Retirement" or "Independence Day" party for clients.

Her most recent endeavor; Jennifer wrote a book entitled “Squeeze The Juice.” This easy to read, easy to understand book acts as a guide mixing her own life experiences, career expertise and through provoking passages that encourage you to be your best self.

The urge to care for others remains an integral aspect of my personality; when my children describe me, they describe me as someone who is never satisfied until everyone is taken care of, regardless of who or what the issue may be.

That’s not a mindset reserved strictly for my friends and family, either—it’s the mindset that influences my approach with clients. Behind every client lies a person, an individual with needs and concerns that don’t just disappear when they walk into my office.

The move to Florida and Modern-Wealth several years ago have been unexpectedly rewarding and fulfilling in so many ways. Having worked for banks for nearly 40 years this new environment has allowed me to enjoy the warmer weather, spend more time with my family, and discover the thrill of a new city. I plan to continue my mission of caring for clients; providing them with a portfolio of professional services and strategies fashioned to provide them with comfort and financial independence.

Driven by a fervent belief in the power of financial education, empowerment, and empathy, Kayla is dedicated to ensuring her clients feel heard and confident in their financial decisions.

Her emotional intelligence and genuine care for people allow her to navigate sensitive financial matters with ease and consideration, helping clients tackle life's financial challenges with confidence.

She holds a Series 7, General Securities Representative qualification and Series 66, Uniform Combined State Law Exam. Kayla also holds her Life, Accident and Health Insurance license.

Chasing warmer climates, Kayla swapped Maine's snow for Florida's sunshine in 2013. A graduate of the University of Tampa, she eventually settled in St. Petersburg, quickly becoming a vital part of her new community, volunteering with local nonprofits like Feeding America Tampa.

Beyond her professional pursuits, Kayla is an advocate for maintaining a vibrant work-life balance. Her zest for life is evident in her active lifestyle—whether she's exploring her current home of St. Petersburg, indulging in the local culture, or journeying to her next travel destination. Kayla embodies the philosophy that a healthy life balance not only enhances personal well-being but also informs the insightful guidance she provides for her clients.

... They also prepared for their four children to have permanent life insurance as adults.

For over 20 years, Susan has worked with individuals, families and companies to determine their specific needs to be prepared in the event of an illness, accident or loss. She specializes in the senior market by helping those planning for retirement or becoming eligible for Medicare.

Before joining Modern-Wealth, she co-partnered a life and health agency in North Carolina. Since relocating to Florida, she has become passionate about helping others through her community service projects, which include working through The Manatee Exchange Club, Big Brothers/Big Sisters and as a Goodwill Ambassador.

She and her husband live in Parrish. He golfs, while she swims. Together they enjoy the beach and love to host dinner parties for friends and neighbors.

... and cared for—if you had asked me at the time, I never would have guessed that divorce was on the horizon. It took me completely by surprise, and devastation doesn’t even begin to describe how I felt when my life came crashing down. I know what it feels like to go through a breakup or divorce because I have been there! I remember the feelings of doubts, insecurities and confusing legal jargon that sent me into a downward spiral. That’s why it is my passion to help others find their own voice, feel like themselves again and build a life they truly enjoy with confidence, peace, joy, and passion. It is possible. I can help you be a strong advocate for yourself and minimize the stress of the divorce process.

Even if you’re not someone challenged by a romantic breakup, but are instead looking for a new career, more training in communication, or ways to bring more confidence into your everyday life—give me a call, and we can create a program that complements your goals and mindset.

... alone: I was once in your exact same position. I spent years working for the same company with aspirations of moving up the ranks, but time and time again I saw opportunities pass over me despite me giving my best efforts. At first, it was easy to feel as though this was some personal failure on my part—like I could never be good enough. Over time I realized that, just because my version of success didn’t fit into my company’s definition of success didn’t mean I could never be successful. I was focused, determined, and possessed unique qualities and skills; all I needed to do was learn the right way to demonstrate my value.

As I broke away from traditional expectations to form my own leadership style, I began to come across others who felt the same way I once did, and I realized that I had the opportunity to reach a lot of people and help them discover their unique qualities and define their own version of success just as I had once done. Through my coaching, I want to help others seize opportunities, broaden their reach, and bring more fulfillment into their lives. No matter where you find yourself, I promise we can work together to help you find your own path to success.